Auto insurance in NY

Getting no fault insurance can vary a lot in price. I would recommend researching as much as you can about car insurance. For example, you can often opt for simply storage insurance coverage and pay as little as $20 per month.

You should be made aware of New York's requirements for auto insurance. First, insurance coverage must be at least $25,000/50,000 for injury, $50,000/100,000 for death and $10,000 for property damage. New York is considered a no fault state. Remember, even if your car is not being used your insurance must remain in effect as long as it's registration is valid. Motorcycles don't have this requirement, as different insurance laws apply here. I would recommend looking into storage insurance if your car is only being used during the summer months.

You insurance carrier must be a New York insurance company. Using a an out-state company is not valid and your insurance will not be accepted is you are involved in accident. Upon receiving your insurance coverage your carrier is required to provide 2 insurance cards to you that will have a bar code strip on the back of it. You will need this when going to the DMV. The DMV will not accept any out of state insurance documents.

Finding an insurance company. This isn't always an easy task to undertake. I would go with the one that you feel the most comfortable with. Response time to replace your vehicle should be important to you, if you happen to ever have to deal with that.

Womens cars ins...

As sexist as it may sound, gender sometimes place a significant role in a person’s car insurance rates. Women drivers usually get cheaper car insurance rates than men drivers, because statistically, of the two genders, women drivers are more conscientious drivers, who drive safer vehicles, and who file less car insurance claims. Sure, not all women drivers are better drivers than men drivers, but the statistics have spoken loud enough for many of the car insurance companies in America to listen.

However, American car insurance companies are not the only companies that have taken notice and began to offer cheap car insurance policies to women drivers; the UK is also offering lower car insurance rates to women drivers. There are many companies and organizations throughout the UK dedicated solely to helping women get cheap car insurance rates, as well as providing car insurance tips and advice to women drivers. A quick search of the Internet will bring up many of these organizations.

Of course, while women drivers may statistically get lower car insurance rates than men drivers, women drivers are subject to the same criteria as men are subject to, such as:

• Driving records and histories of the driver and/or policyholder
• Location in which the driver and/or policyholder lives and parks her car
• Safety, make, model, and year of the vehicle being insured
• Credit history of the policyholder
• Age and experience of the driver and/or policyholder

For women drivers to optimize their ability to get cheap car insurance rates, they must practice safe driving habits of their own – rather than riding the coattails of the safe women drivers before them – as well as continue to drive safe vehicles and park their vehicles is safe locations, regardless of the area in which they live. Women drivers should also pay attention to their driving records and credit reports, as well as make improvements whenever necessary and possible.